Canick Collect™ is an AI voice agent that calls past-due customers on your behalf — professionally, consistently, and fully compliant. No collection agency cut. No manual follow-up. Flat monthly fee regardless of volume.
Whoever owns collections is busy running the business — sales calls, fulfillment, customer service. Collection calls get pushed to tomorrow — every single day — until accounts hit 60+ days and it's too late.
Third-party collection agencies charge a percentage of everything they recover. On a $2,000 invoice that's $500–$1,000 per recovery. Multiply that across your delinquent accounts and it adds up fast.
Pre-recorded messages feel impersonal. Customers screen them, ignore them, and delete them. Collect is a real conversation — customers can ask questions, explain situations, and make payment commitments.
Live delinquency queue, full call transcripts with AI summaries, and your complete collection cadence — all in one dashboard.
Every account starts on a proven default cadence — friendly to firm over 30 days, with a clean handoff once it's time to go formal. Timing, tone, and the handoff point are yours to configure. The compliance guardrails underneath never change, no matter how you set it up.
A warm, professional call letting the customer know their balance is past due and offering to help them get current. Payment link sent via SMS during the call.
Follow-up call mentioning that late fees will apply per your terms. Tone remains helpful and solution-oriented.
Clear communication that continued non-payment may result in account restrictions or service suspension per your policy. Urgency increases — tone shifts from helpful to firm.
Last automated outreach before the account transitions to manual collections handling. Strong and direct — the customer understands what comes next.
AI calls stop. Account is flagged and handed off for formal collections or legal proceedings. Any required written or certified-mail notice is always a human step. Collect never crosses this line.
Every guardrail is embedded in the system. The AI physically cannot violate these rules — it's not dependent on operator behavior or manual oversight, and they hold regardless of how a client customizes their cadence.
Calls only between 8 AM – 9 PM in the customer's local time zone. No exceptions, no overrides.
Maximum 7 call attempts per account in any 7-day period, consistent with CFPB Regulation F.
The AI verifies the customer's identity before discussing any account details. No third-party disclosure of debt information.
If a customer disputes a charge, all automated calls stop immediately and the account escalates to a manager for human review.
Every call recorded, transcribed, and timestamped. Full documentation on every account if questions ever arise.
Collect tracks statutory deadlines and hands off cleanly once an account requires formal legal notice. The AI never crosses into that territory.
Customers can ask questions, explain their situation, make payment commitments, and receive payment links — all in a single call handled entirely by AI.
Unlike pre-recorded robocalls, Collect is a live two-way conversation. Customers can ask questions about their balance, explain payment issues, request extensions, or make a payment commitment — and the AI responds intelligently.
When a customer agrees to pay, Collect sends a payment link to their phone during the call. They can pay before they hang up. No logging in later, no forgetting — conversion happens in the moment.
Every call is automatically classified — Paid, Promise to Pay, Dispute, No Answer, Voicemail. The dashboard shows exactly where every account stands and what happens next. No manual logging.
Every call is recorded, transcribed, and summarized by AI. You see exactly what was said, what the customer committed to, and what happens next — without listening to a single call.
Collection agencies charge 25–50% of every dollar they recover. On a portfolio with $10,000 in delinquent balances, that's $2,500–$5,000 off the top. Collect charges a flat $149/month — regardless of how much you recover.
Most businesses recover the setup fee in the first month. After that it's pure margin.
Get Started TodaySetup takes less than a week. Collect is live and recovering revenue for businesses now. Every day without it is money you're not getting back.